Last modified by Michael Oldfield - 10 months ago

Todd Oldfield


The healthcare insurance market is complicated. Everyone; seniors and those under sixty-five need a guy like me to help them navigate it’s complexities. I am seasoned, experienced, and VERY knowledgeable about Medicare. Plus, I love to teach. I can help anyone understand Medicare and other programs. So whether you are just now aging in or you need help with your under sixty-five, Affordable Care ("ACA") plan, I invite you to give me a call or meet with me. I will be happy to do all I can to help you.

I am licensed (KY DOI#814418) by the Kentucky Department of Insurance.


My Favorite Insurers


What I Do Well

The simplest way to say it is; I listen, learn, and teach. I do not visit anyone with any purpose other than to learn about their case and advise them the best I can.

All types of personal health and life insurance products including life insurance, health insurance, critical care, dental, vision, fixed and indexed annuities, and long-term and home health care. I can help you save money and I can help you grow your money for retirement. And, everything in between.

For “Medicare Age” Beneficiaries

Are you on Medicare or about to be? I use Medicare’s own website; to assist me in researching every client’s case. We look together to find the least cost route to take that will provide beneficiaries with the best protection given their individual needs. There is no better resource than Medicare for this information.


ACA Quote PageFor Those Under 65 Years of Age and Not Eligible Yet for Medicare

Our company, the Cool Insurance Group, LLC has established our own healthcare exchange platform to assist you in your Affordable Care Act plan. The features and functionality very closely resemble the former state website which was eliminated in Kentucky at the end of 2016. I offer my assistance in helping you navigate and explore all your healthcare options in this rapidly changing market.

Working together we can find out ALL you are eligible for and help you take advantage of all subsidies to make your healthcare insurance costs the lowest possible.

For EVERYONE That Has Debt

Did you know that there is a way to get rid of all your debt; including your mortgage? For most people, it takes only a third of the time they expected to be in debt and the good news is that most people do not see their monthly budget change while doing it.

That’s right, you may not have to spend a nickel more than you are right now. 

AND, it’s all guaranteed. Now, is that not worth a conversation?

Need to Meet Me In My Virtual Office?

Do you need help? Do you need service? Well, to meet with me schedule an appointment and you can simply connect to my office by clicking the link below. You do not need a camera. You can connect audio through your computer or dial in; which ever is easier.

Please join my virtual office from your computer, tablet or smartphone.

You can also dial in using your phone.
United States: +1 (571) 317-3112

Access Code: 948-635-277

New to GoToMeeting? Get the app now and be ready when your first meeting starts:

About My Life & Passions & My Causes

Lions Club International

1.4 Million members in almost 200 countries, Lion Club is the largest service organization in the world. For our incredible story, I invite you to visit After than, if you are interested in service to our community, come to one of our dinners. It's on me. We plan and work at each meeting, which is held every other Thursday. For more information, call me at 859.533.5195 or send me an email to



Fayette County Diabetes Coalition - I am a member.




Alzheimer's Association




Southland Christian Church

My Mom

Philanthropy - I love a good cause. My biggest todate involved a little old man named Wendall. He had a terrible story to tell. We told it well. In a month's time the world turned around the man's entire existence. Changed my life forever as well. Learn all about his touching story at

It was a remarkable story.


Client Testimonials Found on

To view my professional credentials, go HERE!


To view more than 100 real client testimonials, go HERE!

Meet me in my Virtual office listed on my Bio. I am in there most mornings serving clients. If the door is locked, it just means I am helping someone else. Send me a message and I will be happy to schedule a time to meet with you. email:
July 20
Primary Address
2808 Palumbo Drive, Suite 204, Lexington, KY 40509